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Pre-aproved credit cards

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Do you get tired of all these credit card offers?

I just recd one -
$75 introduction fee
23.9% APR
8% service charge for cash advance

Hmmm - I wonder if they would negotiate?

I offered
$0 (zero) introduction fee
9.9% APR
3% Service charge for cash advance

Do you think they will counter-offer?

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